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Why Paying for an iPhone Still Hurts
You know the ritual. Apple unveils the latest iPhone, and you’re immediately confronted with two unfavourable choices — signing a 24-month telco contract requiring a hefty deposit of S$400, or charging the full retail price to your credit card and risking accumulating interest charges. This guide explores iPhone monthly plans in Singapore, designed for flexibility, affordability, and freedom from financial stress.
Long Telco Lock-In Contracts vs Flexible Alternatives
Telco contracts typically bind users for at least 24 months. Cinch challenges this traditional model by offering flexible monthly plans. Whether you’re interested in an iPhone 15 monthly plan or the latest Samsung Galaxy subscription, Cinch allows month-to-month flexibility without restrictive contracts.
How Cinch Works for iPhones
Cinch simplifies ownership with a straightforward process:
-
Choose your iPhone model
Cinch offers everything from an iPhone 15 Pro Max to the latest iPhone 16 Pro Max. -
Register with your SingPass account
It takes minutes to set up an account with Cinch, no credit card needed. -
Pay a fixed low monthly fee
No upfront costs, this subscription covers your device and free damage protection.
Under the hood, Cinch purchases the phone upfront, allowing you to pay in manageable monthly installments with zero interest and no hidden charges.
iPhone 15 vs iPhone 16 Which Should You Pick?
Here’s a simple breakdown to help you decide:
| Model | Montly Cost (Cinch) | Key Features | Ideal For |
|---|---|---|---|
| iPhone 15 Pro | S$108 | Enhanced battery, triple-camera | Everyday reliability |
| iPhone 15 Pro Max |
S$131 | Advanced camera system, ProMotion display | Content creators, photographers |
| iPhone 15 Pro | S$84 | A18 pro chip, improved battery, USB-C | Tech enthusiasts |
| iPhone 16 Pro | S$103 | Titanium build, Pro camera, USB-C | Professionals, premium users |
Phone Ownership, One Month at a Time
Zero Upfront. No Hidden Fees.
Unlike traditional plans requiring large upfront deposits (often S$400+), Cinch requires zero upfront payments. Your monthly payment directly contributes to device ownership—no hidden costs or surprises included.
What’s Covered in Your Plan?
- 90% damage protection (saving up to S$312 over two years compared to telco add-ons).
- The ability to switch, upgrade or purchase your phone once your subscription ends.
- Free delivery to your doorstep in 3 - 5 days.
Why iPhone Users Switch to Subscription
Many users switch to monthly subscriptions to avoid the hidden costs and frustrations associated with traditional telco contracts:
- No more hidden fees or clawbacks.
- Freedom to upgrade without resale hassles or depreciation.
- Greater cash flow management (particularly beneficial for freelancers and SMEs).
Total Cost Transparency
Cinch offers total transparency. While slightly more expensive over two years compared to the lowest-priced telco options, the convenience and flexibility of zero upfront costs, easy upgrades, and comprehensive coverage deliver substantial value.
| Provider | Upfront (S$) | Monthly (S$) | 24-month Total (S$) | Lock-in | Interest |
|---|---|---|---|---|---|
| Cinch | 0 | 85 | 2,040 | No | No |
| M1 | 413 | 62.95 | 1,923 | Yes | No |
| Singtel | 450 | 62 | 1,938 | Yes | No |
| StartHub | 340 | 67.79 | 1,962 | Yes | No |
| Apple IPP | 0 | 54.13 | 1,299 | Yes | No |
Easy Returns & Device Protection Included
Cinch plans come with built-in comprehensive device care, with 90% of damages covered. Upgrade, switch or purchase devices easily, ensuring maximum flexibility and protection.
Ready to Upgrade Without the Baggage?
Join thousands of satisfied iPhone users who have discovered the flexibility, transparency, and value of Cinch. Upgrade your iPhone today with zero interest, zero deposits, and complete protection.
FAQs: iPhone Plans with Cinch
- Is there a lock-in period?
Pick from flexible 3-, 6-, 12-, or 24-month subscription periods. Switch, upgrade or purchase your phone at the end of your selected period. - Can I keep the phone at the end?
You have the option to purchase your device at the end of your term. All your subscription fees go towards your final purchase. - What if my iPhone is damaged?
Accidental damage is 90% covered with Cinch’s complimentary damage protection. - Is interest really 0%?
Absolutely. You only pay your fixed monthly fee. No hidden charges or interest. - Is Cinch MAS-compliant?
Yes. Cinch fully complies with MAS E-Payment guidelines and the BNPL Code of Conduct.
For more questions, visit our FAQ page.
